Klarna Payments HPP for VirtueMart

Plugin's key features
- Joomla 5/4 and Joomla 3 versions (two editions of the product).
- One-click update through Joomla Update System.
- Accept payments from all major debit and credit cards (MasterCard, VISA, Dinners), iDEAL & etc.
- Secure Payments that meet PCI-DSS compliance.
- PHP 8.3 ready

Klarna is a global payment service provider that allows customers to choose flexible payment options at checkout. These can include:
- Pay Now (instant payment via card or bank transfer)
- Pay Later (typically 14 or 30 days after delivery)
- Pay in Installments (split the cost into interest-free payments)
- Financing (longer-term monthly payments)

The Hosted Payment Page (HPP) is a secure, prebuilt checkout page provided by Klarna. Instead of processing the payment directly on your website, the customer is:
- Redirected to Klarna’s hosted page to complete their payment.
- Shown Klarna’s available payment options based on their location, eligibility, and device.
- Returned to your store after completing the payment.

Key benefits of using Klarna HPP:
- No sensitive card or payment data handled on your site (simplifies PCI compliance)
- Klarna manages the payment logic and risk checks
- Clean, mobile-optimized, and secure interface for customers